Terms of Use

The SaaS software and website (“Software”) is offered by Trionfo Solutions, LLC (“Trionfo”). The Software is a secure online resource to help users review and make decisions about insurance. Authorized brokers, employer groups and consumers can use the Software to make decisions about the insurance options that they will make available to clients and eligible employees. Employees can use the Software to make decisions about employer sponsored benefit plan. All authorized users will also be able to perform secure online transactions.

Please read these Terms of Use (“Terms”) carefully before using the Software. In these Terms, “us”, “we” and “our” refer collectively to Trionfo. Your access to and use of the Software are conditioned on your acceptance and compliance with these Terms. If you disagree with any part of the Terms then you may not access or use the Software

These Terms apply to all users and others who access or use the Software. If you are using the Software on behalf of any entity, you represent and warrant that you are authorized to accept the Terms on such entity’s behalf, and that such entity agrees to indemnify you and us for violations of the Terms.

Your Use of the Software

We grant you a personal, non-transferable, non-exclusive limited license to access this Software and to download and print a single copy of the content from this Software solely for your non-commercial use. Such license is subject to these Terms.

User Responsibilities

Before you can use certain features of the Software, you will need to register for an account and be authorized to use the Software.

If you are a user registered and authorized to use the Software, you agree to:

  • Act responsibly;
  • Ensure your log-in information and/or password is secure from any unauthorized use;
  • Notify us immediately at privacy@trionfo.com if you suspect or become aware of any unauthorized use or access to your account or any account-related security breach;
  • Take responsibility for all activities that occur under your account and accept all risks of unauthorized access; and
  • Use the Software only for your own personal, non-commercial use and as permitted herein and by applicable law.

User Prohibitions

If you are a user registered and authorized to use this Software, you agree NOT to:

  • Create an account for anyone other than yourself unless you are a Legal Guardian, areauthorized to do so under a Power of Attorney or have received other appropriate authorization to act on behalf of the member;
  • Share your unique identifier and/or password with anyone else;
  • Provide any false or inaccurate personal information; or
  • Create aUser Name that is the name of another person with the intent to impersonate that person or create a User Name that is offensive, vulgar or obscene or otherwise unlawful.

ALL users accessing or using the Software agree NOT to:

  • Collect or store personal information about others;
  • Transmit or disclose information about another person or otherwise defame or harass any other person;
  • Delete or revise any content on this Software except your own personal information;
  • Use any device or computer program in order to interfere or attempt to interfere with the proper operation of this Software;
  • Take any action that imposes an unreasonable load on the systems supporting this Software;
  • Attempt to disrupt, degrade, impair or violate the integrity or security of the infrastructure of this Software or any website using the Software (e.g., hacking, denial of service attacks), including but not limited to any activity that precedes attempts to breach security such as scanning, probing, or other testing or vulnerability assessment activity, or engaging in or permitting any network or hosting activity that results in the blacklisting or other blockage of our Internet Protocol space;
  • Remove or obscure any copyright notice or other notices displayed on the content and/or frame Trionfo’s name or any content, trademark, logo or trademarks in any meta-tags or other hidden text, or other proprietary information on this Software;
  • Copy, reprint, modify, lease, distribute, assign, sell content, license, reverse engineer or create derivative works or take other actions that may be prohibited by the Federal regulation known commonly as the "Copyright Act" using information or content retrieved from this Software or any of the third-party websites we may provide links to; or
  • Use this Softwarein a manner that may adversely affect this Software's resources or its availability to others, or that violates U.S., local, state or federal law.

Illegal, fraudulent, unlawful, or harmful access or use of the Software constitutes a breach of these Terms.

Your access to and use of the Software, including any account privileges relating to the Software, depend upon your consent to honor these responsibilities; we rely on your good faith and judgment. If you choose to provide inaccurate or false information or use poor judgment we have the right to discontinue your access to this Software.

Our Responsibilities

  • We make reasonable efforts to present accurate and current information with the Software; however it is possible that information found by accessing or using the Software may be out-of-date;
  • We have security measures in place to protect against the loss, misuse or alteration of information under our control;
  • We will continually evaluate new technologies intended to safeguard your information;
  • We provide the content and information with this Software on an "AS IS" and "AS AVAILABLE" basis, without any representations or warranties;
  • We will protect your online information according to applicable U.S. local, state and federal laws and our established company policies, standards and practices.
  • We reserve the right to refuse to post or to remove any user submissions, in whole or in part, that, in our sole discretion, are unlawful, unacceptable, undesirable, inappropriate or in violation of these Terms.

Limitation of Liability

You agree that you will use this Software at your own risk. Trionfo is not liable for any damages (whether direct or indirect, special, incidental, consequential or punitive) incurred by you as a result of your use of this Software or the information you receive from or submit to this Software. Trionfo shall have no liability whatsoever for failure of electronic or mechanical equipment or communication, telephone or other connection problems, computer viruses, unauthorized access or interception of data from this Software, theft or errors. Some jurisdictions do not allow the limitation of liability in contracts with consumers, so some or all of these limitations of liability may not apply to you.

Third Parties

The Software may display information from or links to third parties. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third parties. You further acknowledge and agree that we shall not be responsible or liable,directly or indirectly, for any damage of loss caused by or alleged to be caused by or in connection with use of or reliance on any such content, privacy policies, or services available through any such third parties. We strongly advise you to read the terms of use and privacy policies of any third party services that you wish to engage.

Ownership and Intellectual Property Protection

All right, title and interest in the content (including software, text and images) and other intellectual property (including trademarks, service marks and copyrights) of this Software are solely and exclusively the property of Trionfo or their respective licensors, and are protected by intellectual property laws. You acknowledge that content available through the Software, including, without limitation, content of third parties, is protected by copyright, trademark, patent or other intellectual property rights and laws. Unless explicitly stated herein, nothing in these Terms shall be construed as conferring in any manner, whether by implication, estoppel, or otherwise, any title or ownership of, or exclusive rights to, any intellectual property or other right and any goodwill associated therewith. All rights not granted in these Terms of Use are reserved to Trionfo and their licensors.

Privacy Statement

Privacy and Security is important to us, so we want you to understand what information is collected, how it is collected, how it is shared, and how it is kept secure when you use the Software. Please review our Privacy Policy,which can be found at www.trionfo.com before using our Software. Our Privacy Policy is part of and incorporated into these Terms.

Children’s Privacy

This Software is not intended for use by children under the age of 13. We will not knowingly collect any Personal Information from visitors under the age of 13 online through this Software. If you think that we have collected Personal Information from a visitor under the age of 13, please contact us.

Governing Law and Venue

The Terms of Use (including thePrivacy Policy) and your use of the Software are governed exclusively by the laws of the State of Illinois, without reference to its rules regarding choice of law.


All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Entire Agreement

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding the Software, and supersede and replace any prior agreements we might have between us regarding the Software.

Transfer of Our Rights

We may transfer or sub-contract our rights under these Terms without notifying you or obtaining your consent.


We may terminate or suspend access to the Software or operation of the Software immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms. Upon any termination, the rights and licenses granted to you under the Terms shall immediately terminate, and you must cease all use of the Software. You agree that you are solely responsible for (and that we have no responsibility to you or to any third party for) your use of the Software, any breach of your obligations under the Terms, or for the consequences of any such breach.

Changes to the Terms of Use or Privacy Statement

We may change these Terms from time to time. When updates are made, the date at the bottom of the statement will be updated to reflect that a revision has occurred. We encourage you to periodically reread these Terms to see if there have been changes that may affect you.

Contact Us

If you have any questions or concerns about the Terms of Use or Privacy Policy, you may contact us at privacy@trionfo.com

Last updated on: January 01, 2019